Insurance Claim Knowledge Base
Insurance claim? I am living in Sydney.. i had full comprehensive insurance and the insurance company wont pay my claim i wasnt driving and i had cover for other people... Who can i contact to get help besides a solicitor.
How can I file an effective insurance claim? What are the essential things that I must do, and optional things that I might do (depending on circumstances) to make sure that I get the highest possible settlement for a car insurance claim? What are the pitfalls to avoid in dealing with an insurance claim that could result in my getting less than I otherwise might? What tips can people with experience making claims give to someone who has never had to do this before to help them get the best outcome?
How do you find and buy insurance companies claim return merchandise ? I am a buyer interested in getting access to claims merchandise that have been returned to insurance companies that are to be sold off, are surplus, damaged, refurbished etc. Does anyone know how to go about getting on auction lists, bid lists, or how to be alerted of claims of merchandise being sold. Any advice on how the insurance claim adjusters handle these returns would be greatly appreciated. Thank you so much for your time!
Is it possible to withdraw the auto insurance claim after filing? I've been involved in an accident and the other person agreed to reimburse the entire expenses. I know the person before the accident happened. I called the insurance agent to withdraw the claim and the insurance agent is saying that it is not possible to withdraw a claim once it is filed. Is that true?
What happens to someone who files a false insurance claim? I was with a friend who got in a very minor accident (everyone was fine). No police report was filed, but the other driver made a claim to her insurance company that she had serious medical problems as result of the accident (she had a handicap sticker in her car so we knew she had existing medical issues). My friend's insurance company denied the claim since a third car was at fault (and they knew from the damage that her "injuries" weren't from the accident). What's the likelihood the insurance company will do anything to that lady for making a false claim? Or can people just claim whatever they want to try to get away with it? We were all stopped waiting at a light and the car behind us bumped us (which caused us to bump her). Not even 5 mph, and her car didn't even move six inches. I'm 100% sure she was not injured in any way. It just surprises me that if someone obviously makes a claim with the intent to commit fraud that the insurance company would let it go. The ins company wasted a lot of money on a mechanic and a claims person to investigate this (only to find out it is was a false claim). Why wouldn't you raise someone's premium for costing you so much money?
How do I make an auto insurance claim for scratches through auto owners? I bought a used car a few months ago that had a near flawless finish. Over the past few months it's been scratched several times by my nephew on his bike. We've talked and now I need to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter panel, hood, left rear quarter panel. The problem is, before I knew I could claim damages, I used a touch up kit to cover the scratches and gouges so they are hard to see. But I could still take pictures of them as they stand now and probably get a letter from the salesman, proclaiming the condition that he told it to me in. What else do I need to file a claim with Auto Owners? Yes, I have full coverage, including comprehensive.
Can I file an insurance claim? I had a new patio cover installed on my screen room. It has leaked four times already (with every rain). The company has been out three times already to attempt to repair it with no avail. It is leaking bad. It floods the floor of my room and I have lost some stuff that I had to throw out from getting wet. Also, the compnay split my fascia upon installing and put caulking all over my brand new roof. Since, they can't fix it, I did not know if I should call my insurance company to file a claim because I obviously need a new cover. I just paid $4800 for this one a little under three months ago. I have photos and was planning on sending a certified letter to the company demanding they fix it this time or I will contact the BBB and take legal action. I am just worried that this will make them mad and they won't come out to fix it.
What is the process for handling a home owners insurance claim? We were just notified that one our houses, (we are trying to sell it) has just flooded from frozen pipes. I, fortuntely, have never had to file an insurance claim ever. Do we call ins. first, or do we get estimates caused by the damage or do we just start repairing? What role does the ins company play?
How long do I have to file a police report and insurance claim after an incident happens? My brother took my bike and parked it at a friends house outside 2 weeks ago where someone sawed through the tube with a hacksaw . The bike is pretty much totaled, but he didn't fess up until recently. I know the item is covered under the homeowners insurance, but is it still worth it to file a police report and insurance claim or should I forget about it?
How will my auto insurance claim work out? My boyfriend and I got into an accident, where he was at fault. Although he was the driver, the car's mine and I'm insured under it. I've already filed an insurance claim and I'm getting an appraisal right now. The car had extreme damage to the front (hood crushed, bumper torn out, headlights busted, grille pushed in, radiator cracked, and antifreeze liquid leeking out). The car is a 2006 Toyota Avalon w/ 24,000 miles on it. Is it possible that it's totaled? It's been days since the accident and we're both suffering back and neck pain. If we go to a chiropractor, how will the insurance money be paid out? Also, how does the Personal Injury Protection coverage work? Is it the same as pain & suffering? Do you ever come up short with money for the bills? I'm real clueless as to how this ordeal will work out. Help! Also, we both have Allstate. Is there any way to transfer this to his insurance policy since he was the driver?
Is it possible to cancel an insurance claim in which you were in the accident but insurance is not yours? I was in a car accident almost a month ago. I was hit the drivers insurance was cancelled on 11/11/08. I filed a claim with his non existent insurance. I filed one on my aunts insurance as well. Im not on her insurance but i bought the car from her a few days before. Can I cancel my claim if it will raise or cancel her policy? The insurance is in my aunts name. I filed a claim on her and the driver at faults insurance. I was not aware i shouldn't file a claim on hers (my aunts). Can i cancelthe claim i made without her rates going up or her policy being canceled.
How do I make an car insurance claim for scratches through car owners? I bought a used car a few months ago that had a near flawless finish. Over the past few months it's been scratched several times by my nephew on his bike. We've talked and now I need to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter panel, hood, left rear quarter panel.
How soon after auto insurance claim do premiums go up? I am in the process of filing an auto insurance claim (it wasn't an accident, but I did cause some damage to my car due to icy road conditions; I hit a curb). Now, when do premiums usually go up? At next renewal, or immediately?
How will my car insurance claim work out? My boyfriend and I got into an accident, where he was at fault. Although he was the driver, the car's mine and I'm insured under it. I have already filed an insurance claim and I'm getting an appraisal right now. The car had extreme damage to the front (hood crushed, bumper torn out, headlights busted, grille pushed in, radiator cracked, and antifreeze liquid leeking out). The car is a 2006 Toyota Avalon w/ 24,000 miles on it. Is it possible that it's totaled?
How can I speed up insurance claim processing? My family and I are trying to find an appropriate residential treatment facility for my sister (who suffers from bipolar disorder and substance abuse). One of the facilities we spoke with accepts insurance but informed us that since this can be considered a "pre-existing condition" and her insurance is relatively new (her husband recently switched jobs), there's an extended waiting process of possibly 6 months. Is there anything we can do to speed up the claim processing? Insurance provider is bluecross of ca.
Can you make a seperate car insurance claim after the event? A few months ago, someone ran into the back of our car while it was staionary. Yesterday, our car, with Handbrake on, rolled off our drive and into a neighbours car, causing £100 ish of damage. I suspect the earlier bump may have damaged/worn the handbrake pad (car forward ahil stationary). Could we claim the £100 back as part of the first insurance claim?
How do I make an car insurance claim for scratches through car owners? I bought a used car a few months ago that had a near flawless finish. Over the past few months it's been scratched several times by my nephew on his bike. We've talked and now I need to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter panel, hood, left rear quarter panel.
Why would an auto insurance claim adjuster come to my house? I was recently in a motorcycle accident and broke my ankle. I am not at fault..... but the other parties Insurance Claim Adjuster is coming to my house to pick up a copy of the police report and a receipt for a prescription I needed filled. Is it normal for a claims adjuster to come by the other party's house?
can you file an car accident insurance claim without a police report? this is re: a very minor accident. our car "bumped" into the other car after they slammed on their breaks. No damage at all to our car. The license plate and screws are "bent" on the other car. Other person uncooperative and after we gave our insurance info to them, refused to give info to us. Police on scene did not file report, told us to just deal with it on our own. My worry is, can they file a claim? wouldn't it be just our word against theirs? advice would be helpful thanks.
How long does it take to process a life insurance claim? my dad died from cancer and he had a life insurance claim of a hundred thousand dollars that i didnt know about till it came in the mail me, my step mom and my lil sister have filled the nessasrie papers in and everything with it about how long do u think it would take to process it the people at massey said 3 weeks does that sound about right or cud they be lieing?
Should I make an insurance claim for an old car? My front driver's side tire blew tearing off half of my fender (the tow truck drivers and cop couldn't believe it) on my 1994 Chrysler Concorde. At this point, the tire is blown, the fender needs to be replaced and the car won't start. Should I make a claim on the car? I think it's probably a write-off but I don't want to get destroyed by rising insurance premiums. Any suggestions?
Can you be sued personally at the same time someone has an auto insurance claim against you? My wife was involved in an auto accident last October. The other party submitted a claim to our insurance company this February for personal injury. The insurance company has determined very little liability and have not been able to come to an agreement on the terms of settlement. We have just discovered the other party has filed a personal injury suit against my wife. Can this be done at the same time? Is the insurance company supposed to deal with this? If the other party gets paid by the insurance company, would my wife still be liable for damages? What if the insurance company and the other party never come to an agreement? Help?!
Household contents insurance and making an early claim? I had my house burgled last night and have had most of my valuable belongings stolen. I am a bit worried about making an insurance claim. The reason for this being that I literally only took out contents insurance last Friday. So will making a claim so early into the policy have any complications? I really need to replace what has been taken but am worried about potentially being investigated for fraud or something due to making a claim so quickly.
How do i get the most money back from a car insurance claim? I was recently rear-ended in my car. There were no injuries to either party, just a little paint chipped, my bumper pushed in slightly, and my trunk lid sprung. How should i go about geting appraisals performed? Should i get my appraisals from higher end body shops to ensure a larger check? this is my first insurance claim and i have no idea how this stuff works!! Please help!
How do i get the most money back from a car insurance claim? I was recently rear-ended in my car. There were no injuries to either party, just a little paint chipped, my bumper pushed in slightly, and my trunk lid sprung. How should i go about geting appraisals performed? Should i get my appraisals from higher end body shops to ensure a larger check? this is my first insurance claim and i have no idea how this stuff works!! Please help!
Has anyone made a pet insurance claim for a TPLO surgery? I am having a TPLO procedure done on my dog and was wondering how much will be covered by insurance. It's been difficlut getting an answer from the insurance company as they need to see a claim before they can evaluate it. Thank you
Can I deduct my insurance claim deductible from my tax returns? I had a car run into my house in 2006 and opened up an insurance claim to help cover the damage. I received only a portion of my insurance deductible back - does anyone know if I can deduct the portion that I paid out of pocket on my tax returns? There was a section in Turbotax that covered accidents and expenses incurred, but I wasn't sure if the deductible was included? thx.
How do I dispute a partial denial of a homeowners insurance claim? There was a hail storm in our area and may (most) homes had roof damage, including mine. 95% of the homes in my subdivision have gotten new roofs from homeowners insurance claims. However, my adjuster said my roof was not damaged "enough" to warrant a new roof, only repair/patching to the back side of the roof. I have Allstate and so do several neighbors. Their claims were paid, in full, with now questions asked. The difference between my claim and theirs is the adjuster. They all had a different one than me. I have called and written the main office locally and the corporate office in Illinois, to no avail. They tell me my only recourse is to take them to court.
How long does it take for an auto insurance claim to clear you record? I currently have USAA and back in Nov 2005 I hit a piece of tire on I-25. The tire ripped out my wheel well cover and took the electrical system with it. I made a claim that came out to 1K including my deductible. When trying to change insurance this claim came up and uppped my 6 month policy by 300 dollars. It is not on my DMV driving record, can I still get the cheaper insurance thru progressive.com? Thanks a bunch.
Insurance Claim: How much does it impact you premiums? My car was parked in a parking lot. Some one has bumped into it and left without any contact information. The car now has a big bump, thse size of football on the bumper. When does it make sense to make a claim to the insurance company? If I make a claim with the insurance company, what is the impact on my future premiums? I have a $500.00 deductible. I live in the United States.
Can I file an insurance claim on my phone? A friend of mine is on my t mobile account and she added insurance on her phone. Well today is the 20th day shes had service and already misplaced her phone. I have to call Asurion and report the claim and Im wondering if there is a time frame you have to be with them before being able to report a claim. Does anyone know if claims can be made now?
How to file an insurance claim? A guy ran a red light and struck my car causing $3500 in damages. I got all the required info from him so how do I file a claim with his insurance? I called my insurance but they said they will not file a claim for me with the other insurance. I have full coverage but with $1,000 deductible so I want his insurance to fix the damages.
What is 1500 Health Insurance claim form? I have received the 1500 Health insurance claim form from a service provider. I want to ask some questions. What is 1500 Health Insurance claim form? When I receive this form, what will I do next?
Should I get a repair estimate with insurance claim or without? I recently had my car appraised over the damage that was done to my car from a collision. The Ins. company will mail me a check for the total cost of the reapir submitted from their estimator. I haven't had any estimates done from any repair shops. Would the estimate go up or down depending on whether it was an insurance claim or not? Seems like the cost would go up if it was an Ins. claim.
Can I sue the US Postal service for refusing to pay an insurance claim? I purchased a very expensive perfume bottle on eBay that was insured for $2000.00. I provided the broken bottle, the packaging, proof of payment etc..Insurance slip etc.. to the local Post office clerk who processed the claim. Someone screwed up and they refused the payment with the reason that I do not have proof that it was broken in transit. My local postman said to refile the claim as soon as I receive the notice that my appeal is rejected but conveniently I have not received it. I wanted to file a claim in Small claims Court but I was told that I cannot sue the Federal Government in in small claims court. I thought that the Postal Insurance was handled by a private entity hired by the postal service? What Can I do?
Can i get two areas fixed on my car with one insurance claim? I got hit in a parking lot, and it took paint off of my rear bumper. I was inside the store, so i have no idea who did it, and no witnesses. I also have a deep, creased door ding on my fender. Could i get my insurance to fix them both with one insurance claim? Even though they are unrelated??
Is it illegal not to do an insurance claim during an accident? I had a minor minor accident, the only damage with the cars are scratches, we did take each other's insurance information down though but she said that if the mechanic says nothing is wrong with her car then we don't have to do a claim. What I'm wondering is if this is illegal since we both really don't wanna go through insurance stuff, and she thinks it's my fault I think it's hers, the damage is minimal so we don't really care. Also if we agree not to do a claim, could she somehow backstab me and claim it like days/weeks/months later?
Insurance claim for flood damage- Is the company allowed to do this? I have placed a claim for the contents of my house due to flooding. The insurance company is wanting to pay us the vast majority of the claim in vouchers and set us up with their suppliers. We do not want to replace some of the damaged stuff but are we still entitled to the cost of these items since we are fully insured for them?
Do i have to file an insurance claim? If I am going to fix the repairs? Someone hit y car and ran while I was at work, and I dont want my insurance to go up because of it. Do I have to file a insurance claim becuase of it? Do I have to file a police report?
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